Pay in 3 or 4 instalments for free!
Pay for your purchases in instalments using your bank card. It's easy, fast and secure! Free payment in 3 or 4 instalments is a Visa or Mastercard* payment solution available for all orders between £90 and £6,000 including VAT (including delivery charges).
This option is only available to private customers aged over 18 and resident in mainland France.
This service is completely free!
How does it work?
It's easy: all you need is your bank card and your mobile phone. It's fast: just a few clicks to confirm your order!
It's safe: Décoplus Parquets relies on the expertise of our partner Floa, the leading consumer credit provider in continental Europe.
Payment by instalments
This solution allows you to pay for your order in 3 or 4 monthly instalments. The deposit (1/3 of your shopping basket) will be debited on the day you place your order. The other 2 or 3 instalments will be debited 30 and 60 days later.
Example of payment in 3 instalments: for an order of €300 placed on 15/10/2025, you pay a deposit of €100 (1/3 of the amount) on 15/10/2025, followed by 2 monthly instalments of €100 on 15/11/2025 and 15/12/2025.
Example of payment in 4 instalments: for an order of €300 placed on 15/10/2025, you pay a deposit of €75 (1/4 of the amount) on 15/10/2025, followed by 3 monthly instalments of €75 on 15/11/2025, 15/12/2025 and 15/01/2026.
Payment stages
Once you've found what you're looking for on the site and you're ready to choose your payment method:
- Choose the 3x or 4x no fee option.
- Enter and confirm your credit card details (cardholder's first and last name, type of card used).
- Fill in all the necessary information to prove your identity and confirm.
- An authentication code will be sent directly to your mobile phone.
- Enter the required information and the authentication code you received, then confirm.
- Read and confirm the finance contract.
- All that's left is to sign your contract electronically. You will then be able to view or print the tickets you have generated.
Conditions of acceptance
To benefit from this financing solution, you must meet the following conditions:
- You must be a private individual (of legal age) resident for tax purposes in mainland France.
- Be the holder of a bank card (CB, Visa or Mastercard). Please note: Electron, Maestro, e-CB (virtual payment card), prepaid and American Express cards are not accepted.
- The bank card used must be valid within 90 days of your first expiry date.
- Offer valid for orders of between €90 and €6,000.
How much does 3X or 4X CB payment cost?
Payment by 3X or 4X costs you nothing! Décoplus Parquets covers all the costs associated with this service.
